AFR Advantage allows you to offer a down payment assistance program with one set of guidelines, no matter where your client is located.* This program is offered by a governmental entity and may be used with the FHA 203(b) program.

Program Highlights
The AFR Advantage Program contains  a wide-array of options that will meet your borrower's needs.  The program features include, but are not limited to,
  • One program used for all types of borrowers, with the same qualifications 
  • Completely forgivable grant, equals 2% of purchase price 
  • May be combined with up to 6% seller concession for closing costs 
  • No resale or borrower repayment restrictions

Eligible Borrowers
This program offers a set of flexible qualification criteria. Do you have a borrower that fits into any of the categories below? They may be eligible for the AFR Advantage Program. 

  • Total borrowers income is equal or less than 140% of median area income, or; 
  • First-time home buyers, or; 
  • Any borrower on the loan application who is a current, retired, volunteer or non-paid:
    • first-responder (police officer, firefighter, public safety officer, paramedic, emergency medical technician (EMT), including volunteers or similar); 
    • educator; 
    • medical personnel (nurse, doctor, phlebotomists, health ambassador, or hospital, American Red Cross worker, or similar); 
    • civil servant in a federal, state or local municipality; or 
    • military personnel

Need help signing up, or want additional information on our available mortgage solutions? No problem, we're here to help! Call (866) 372-6596 or fill out the form.

*Not yet offered in WA or HI
Funds Are Limited,
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